Banks offer home loans that work for them — we get you a loan that works for you

We structure a loan to match your goals, find the right bank, and get the loan approved fast.

Free 30 to 60-minute chat to find out exactly what’s possible

“After many failed attempts to get into our own home, we contacted Match, who made it possible.”

— Mark

“Thank you Peter and Ben for all your work. I know how difficult my financial situation is and you do a great job, thank you.

— Aidens Videos

“I had my two investment properties refinanced in September 2019 by Ben and the Match Financial team and to say I am happy with the service would be an understatement.

— Joe

9 in 10

Loan Options Calls lead to approval. 450+ loans settled.

Banks offer home loans that work for them — we get you a loan that works for you

We structure a loan to match your goals, find the right bank, and get the loan approved fast.

Free 30 to 60-minute chat to find out exactly what’s possible

“After many failed attempts to get into our own home, we contacted Match, who made it possible.”

— Mark

“Thank you Peter and Ben for all your work. I know how difficult my financial situation is and you do a great job, thank you.

— Aidens Videos

“I had my two investment properties refinanced in September 2019 by Ben and the Match Financial team and to say I am happy with the service would be an understatement.

— Joe

9 in 10

Loan Options Calls lead to approval. 450+ loans settled.

Not here for a home loan?

Loan refinancing

If you already have a home loan, you could be on a bad rate. Most people don’t check if they’re overpaying, and banks certainly won’t call you to tell you.

Investment loans

Looking to buy an investment property? We’ll help you line up the right loan for your goals and make sure it’s structured to work long-term.

Commercial loans

Need a loan for a shop, warehouse, or other commercial space? We’ll line up the right lender and structure it so the numbers actually work for you.

Without help, getting a home loan can feel like an uphill battle

  • Figuring out where to start is confusing. Do you go to your bank? A broker? What do you actually need to do? No one lays it out clearly.
  • It’s hard to know how much you can borrow. Google gives you different answers, and banks give you one based on their rules, not what’s actually possible.
  • The process often takes way longer than it should. Banks ask for paperwork in bits and pieces and take ages to process everything (usually weeks).
  • Even with a steady job and savings, you could still get turned away if you don’t fit a bank’s “ideal borrower” profile. (Someone worth 8 figures came to us after a bank rejected them!)
  • Banks offer loans that work for them, not you. Most people don’t realise they could’ve saved 0.4 or 0.5 per cent — sometimes more — with another bank.

We make home loans simple as your home loan broker Rockingham.

  • We guide you through the whole process — from finding out what’s possible, to submitting your loan application, to moving into your home.
  • We figure out what you can borrow based on real numbers, not generic online calculators or one-size-fits-all bank policies, so you can hunt for the right sort of home from the start.
  • We know exactly what to show the bank, making it easier to get your loan over the line. We also streamline the paperwork so the whole thing moves faster.
  • We compare over 27 lenders to match you with the ones that will like you the most, so you don’t waste weeks waiting to hear “No” from a bank that doesn’t understand you.
  • We don’t just find you a great rate. We make sure your loan is structured properly, too. It’s about making sure it works for you now and in the long run.

“Been using these guys for around 10 years now. Always found them helpful and easy to deal with.”

— Elaine

The best part is it doesn’t cost you a cent

Sound too good to be true?

Think of it like a triangle: you, us, and the lender. You get the loan. The bank gets a new customer. And the bank pays us for doing the legwork. Everybody wins.

 

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The best part is it doesn’t cost you a cent

Sound too good to be true?

Think of it like a triangle: you, us, and the lender. You get the loan. The bank gets a new customer. And the bank pays us for doing the legwork. Everybody wins.

 

So why us? Why not another broker?

  • We’re here when you need us — long after you’ve settled. We also check in every year to make sure you’re still on the best deal.
  • We aren’t a loan factory rushing through deals. 90% of our Loan Options Calls turn into approvals because we take the time to listen and understand.
  • Buying a home is a big commitment. We’ll lay out your options, help you weigh them up, and even talk ourselves out of a deal if it means it’s the best outcome for you.
  • We work with the banks, but we aren’t on their team. Banks look after themselves. We look after your best interests. Banks see you as a number. We see you as a homeowner.
  • We structure your loan with your future goals in mind — whether that’s starting a family, buying a car, retiring early, or anything else.

“I have since recommended several family and friends to them and will continue to do so.”

— Joe

Who exactly do we help?

We work with people in the Rockingham, Baldivis, and Kwinana areas — including Warnbro and Safety Bay — because having a local broker who actually understands these suburbs makes a huge difference.

  • Workers in trades or FIFO roles whose income often gets misunderstood by banks
  • First-home buyers looking to get into the market while houses are still affordable
  • Growing families who need more space for the kids, the dog, and everything else
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We work with people in the Rockingham, Baldivis, and Kwinana areas — including Warnbro and Safety Bay — because having a local broker who actually understands these suburbs makes a huge difference.

  • Workers in trades or FIFO roles whose income often gets misunderstood by banks
  • First-home buyers looking to get into the market while houses are still affordable
  • Growing families who need more space for the kids, the dog, and everything else

How we match you with the right loan

  • Step 1: The Loan Options Call

    We start with a 30 to 60-minute Loan Options Call to understand your situation: your job, income, savings, debts, and what you’re looking to do. We’ll break down what’s possible and see what kind of loan actually makes sense for you.

    Book your Loan Options Call
  • Step 2: Broker’s pre-approval and loan structuring

    Next, we look at your finances and goals in greater detail and do a broker’s pre-approval. This isn’t a bank pre-approval; it’s our green light based on what banks are likely to approve. Once you have that, we’ll make sure we structure your loan properly — looking at things like offset accounts, fixed versus variable rates, and repayments that will genuinely fit your budget.

  • Step 3: House hunting

    With your broker’s pre-approval in place, you can house hunt knowing exactly what you can afford, and move fast when you find the right place.

  • Step 4: Application and approval

    Once you’ve found the right place, we compare 27+ lenders to find the ones most likely to say yes. You pick the option that suits you, and then we arrange the loan and submit the application. From there, we deal with the bank directly and chase up the approval so you aren’t stuck waiting.

  • Step 5: Settlement

    Once the loan is approved, we’ll sit down with you to read through your loan contract to make sure everything’s exactly as expected. We’ll also coordinate with the bank and the settlement agents to handle the last few bits of paperwork and get you into your home.

  • Step 6: Ongoing support

    We don’t just vanish after the settlement. We check in every year to make sure your loan is still working for you. If you ever have a question, we’re just a call away.

Match made this an absolute breeze

“After many failed attempts to get into our own home, we contacted Match, who made it possible.”

— Mark Prince

“Thank you Peter and Ben for all your work. I know how difficult my financial situation is and you do a great job, thank you.”

— Aidens Videos

“I had my two investment properties refinanced in September 2019 by Ben and the Match Financial team and to say I am happy with the service would be an understatement. Previously negatively-geared and costing me thousands, I was looking to sell one property and cut my losses, however Ben worked out a way to re-finance both properties and now they both run at a profit. My life has been turned around. I have since recommended several family and friends to them and will continue to do so. Thank you so much guys.”

— Joe

Don’t let the banks decide for you

See what’s actually possible.

Free 30 to 60-minute chat

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About us

We’re a Rockingham-based brokerage that does things properly, taking the time to understand where you are and where you’re headed — so we can structure a loan that works for you. To us, this isn’t just numbers on a page. It’s your home. It’s where you kick off your boots after a long day’s work. Where your kids unwrap their birthday presents. Where you step on Lego, again. Where you build memories, and where you hang them on the wall. It’s where you live your life. And that matters to us.

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